Chime is a mobile banking company that allows you to manage your money online through an online mobile banking app. Chime is considered to be the fastest growing mobile banking apps in the U.S. and has been considered an award-winning mobile banking company. Chime allows you to do many things within the app, allowing for easy access to your money and what you want to do with it all within its app. For example, Chime allows you to receive paychecks two days prior to when your coworkers would receive their paychecks. Chime also has a no minimum balance requirement feature, no monthly service fee, no foreign transaction fee, and no transfer fees. Chime makes it very convenient when it comes to saving money by creating an innovative way to saving money automatically.
With Chime, you will have your money secured and ready to make transactions all within its app. With Chime banking, your deposits will be insured up to $250,000 through The Bancorp Bank; Member FDIC. You will also be protected from all unauthorized purchases through its Visa’s Zero-Liability Policy. Chime makes it easy to access your money by offering more than 38,000 fee-free MoneyPass and Visa Plus Alliance ATM’s. Chime also offers a way to earn $50 when you sign up and receive a payroll direct deposit of $200 or more within 45 days of opening a Chime spending account.