The Barclaycard® Ring Mastercard® is designed to be as simple as possible, with a low 8% variable APR and no balance transfer fee. This is a great card because of the simple features and lack of fess. For example, many cards charge a 3% foreign transaction fee, but the Barclaycard Ring credit card charges only 1%. Additionally, the maximum late fee for the Ring card is $25 instead of a $35 late fee that many other cards charge. This card also has an innovative rewards program called Giveback. When account holders opt in for paperless statements and pay their bills on time, the community benefits and the card will kick back more of a reward to account holders, which you can use as a statement credit or to fund charitable projects.
The Barclaycard Ring has programs in place for you to point your card profits where you need them to go. The card also has no annual interest rate so that you can keep your hard earned cash. Barclaycard Ring also has a low 8% variable APR for you to save your dollars and for you to profit from your work. Barclaycard Ring gives you the power to take charge of your earnings. With the Barclaycard Giveback program, you can reap in card profits. You can keep Giveback rewards for yourself or bestow your generosity on charitable organizations of your choice. Barclaycard Ring gives you the tools you need to track your card profit. Be an active member and benefit.
Make Your Voice Heard With Barclaycard Ring
Whether you want a feature of Barclaycard Ring or want to eliminate a restriction against you, just vote! That is right, Barclaycard ring wants its members to voice their concerns for their needs. Think of you and your fellow Barclaycard Ring members taking your financial futures into your own hands. You can be part of that group. Barclaycard Ring wants you to know how you can voice your needs and that is why Barclaycard Ring has easy to understand terms. Unlike other cards, you do not need to pick through heaps of text to understand your benefits, but with Barclaycard Ring only read the easy to understand terms and benefit.
Barclaycard® Ring Mastercard® Features:
- Low APR on purchases and balance transfers
- No annual fee or balance transfer fees
- The new GivebackTM2 program Share the estimated profits based on the community’s financial performance.
- Be active in the community and get more back
- See profit and Loss statements every month
- Choose to keep your share or give it to charity
Low Interest Rates
Barclaycard Ring has no annual interest rate. This zero rate means you can keep your money. Another perk of being a Barclaycard Ring member is that there is no penalty for over-the-credit-line payments. You do not need to worry about current card balance when you pick-up a morning coffee on the way to work. You do not need to worry about high APRs either. Barclaycard Ring has a low APR. Competing cards may have APRs fixed at 20% or more, but Barclaycard Ring has only an 8% variable APR. The APR for Barclaycard Ring is calculated from a Prime Rate formula that stays up to date.
With a low 8% APR, the Barclaycard® Ring MasterCard® is ideal for anyone who occasionally uses a credit card to purchase large items and pay them off over a few months. If you did the same with a rewards cards (which currently have average APRs around 16%), you would pay double the finance charges as you would on the Ring card. Furthermore, the card is great for use during vacation and travel because of its low 1% foreign transaction fee. Sign up today and take advantage of all these great features!