Citi-Hilton-HHonorsThe Citi® Hilton HHonors™ Visa Signature® Card is offering 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening. These HHonors Points can be redeemed for free nights at Hilton hotels. The 40,000 HHonors Points can be redeemed for 5 free nights at a category 1 hotel or fewer nights at a higher category hotel. After looking at prices of category 1 hotels around the web, I found out that they average around $75 per night. So, you’re looking at about $375 in savings with this card. In addition to these bonus points, there is no annual fee.

The Citi® Hilton HHonors™ Visa Signature® Card is a great choice for any person that travels on a regular basis. If you are frequently spending a lot of time and money on traveling around the country, it would be wise to look into a card that can provide you with rewards intended to make your life a little easier. This card is great because it does not have an annual fee, you would simply enjoy the benefit of being able to earn two bonus points on every dollar that you spend. Also, you would get three bonus points for purchases at supermarkets, drugstores and gas stations. You would enjoy six points for every dollar spent on hotel stays within establishments belonging to this portfolio of hotels. As a result, you would be able to start earning points in no time at all. These points could be used to make your getaways more affordable and luxurious than they have ever been in the past. If these are purchases you already make, it would be wise to start earning some return on the money that you have been spending. When you open the card, you would be able to enjoy 40,000 bonus points added to your account after you spend the qualifying amount. Also, there is no cap on bonus points and no fees for you to worry about. This is the best way for you to start enjoying the travel that you have always dreamed of without having to pay a great deal of money.

Citi® Hilton HHonors™ Visa Signature® Card Features:

  • Earn 40,000 Hilton HHonors Bonus Points after spending $1,000 within 4 months of account opening.
  • Earn 6 HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton HHonors portfolio.
  • Earn 3 HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations.
  • Earn 2 HHonors Bonus Points for each $1 spent on all other purchases.
  • No annual fee.

The Citi® Hilton HHonors™ Visa Signature® Card would also give you complimentary silver status with a fast track to gold status. If you have been using a credit card with very little benefit to you for a long period of time, you are throwing out rewards that you would otherwise be able to enjoy. Having one of these cards in your wallet would allow you to access the best hotels in the world, you would enjoy lower rates and free stays that can increase the amount of vacation days you are able to take during the year. Many people assume that having a great credit card can be very costly. However, this is simply not the case when you choose this Hilton card. Since there are no annual fees, you will keep more of your money in your wallet. Also, you will enjoy the fact that you can earn rewards points for almost any purchase that you are already making. If you have been a frequent customer of the Hilton for a long period of time, you know how costly this can be. However, this card would give you plenty of bonus points in order to help you book the destination that you have been interested in for a long time. Staying here can be affordable and comfortable for your wallet when you have the right card to count on. Open this account and start enjoying the bonus points that will give you better hotel stays at lower prices than ever before.

Overall, the Citi® Hilton HHonors™ Visa Signature® Card is a great choice for frequent travelers that prefer Hilton hotels. The 40,000 bonus HHonors points can be used for free hotel nights, car rentals, airline miles, and other rewards. We recommend this card because it offers many ways to earn bonus points and comes with no annual fee.

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Citi-Thank-You-Preferred-VisaThe Citi ThankYou® Preferred Rewards Card offers 15,000 Bonus Thank You Points after you make $1,000 in purchases within the first 3 months. In addition to the great bonus, this card allows you to earn unlimited ThankYou points for every day purchases. You can also earn an anniversary bonus for every year you are a cardmember. Plus, enrolling in online banking and signing up for Paperless Statement will also earn you points! Best of all, these rewards points can be redeemed for cash, merchandise, gift cards, travel and more.

Citi ThankYou® Preferred Rewards Card Features:

  • $150 gift card – When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening.
  • Earn 1 ThankYou Point for every $1 you spend on all purchases
  • No expiration and no limit on the points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • Earn extra points when you shop through the ThankYou® Bonus Center, a network of 600+ retailers you know and love
  • No annual fee*

The Citi ThankYou® Preferred Rewards Card is a great choice for any person that is struggling to find gifts for all of the people they love. Whenever you are having trouble getting something for everyone on your list, the best solution would be to choose a gift card. However, this can be very expensive if you do not approach it the right away. When you have the benefit of this card, you would get one hundred and fifty dollars in gift cards after redeeming 15,000 bonus points for qualified purchases. If you make these purchases within the first three months, the bonus points would be added to your account and you would then have the gift cards for the purpose of gifting to friends or family members. .Also, you would have the option of spending the gift cards at your favorite store or keeping the points in your balance and allowing them to continue building for a bigger and better reward in the future. Since you will earn bonus points for each dollar spent, you would find that it is very easy to get to the level that you may be interested in. When you have this card, you would earn one thank you point for every dollar you spend on any purchase make with this card. As a result, points would flow into your account every day and allow you to get deals on travel, electronics or a variety of other things that could make your life easier and more enjoyable than it is at the moment.

Unlimited ThankYou Points

The Citi ThankYou® Preferred Rewards Card also does not have a cap that you would have to worry about. Instead, you are free to earn as many points as you would like without having to worry about having to use them within a period of time. There are other programs on the market that would take away your points if you do not use them within a specified period of time. However, this would not be a problem when you have an account here. Instead, you can save as needed and spend when you find the right choice for you and your family.

Easily Redeemable Points

There are rewards available for as low as 100 points, this means that you can start getting more back for the spending that you will do with this card. It is also possible for you to get cash rewards through the use of this card and building up reward points. If you have been let down by other cards in the past, you would be happy with just how easy it is to earn rewards when using this card. Also, the fact that you have more choices for what your rewards would provide you with can help you to get a much better experience than you would otherwise be able to achieve with many other cards. This card makes it easy for you to earn rewards, there are no restrictions to worry about and no expiration dates that can limit your returns in the future.

So if you are interested in a credit card with no annual fees and the chance to earn 15,000 bonus points that can be used to redeem a $150 gift card, sign up for the Citi ThankYou® Preferred Rewards Card. This is a great chance for you to earn points back on everyday purchases with an easy to use credit card.

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CitiBusiness AAdvantage World MasterCard Review

by Baller on January 21, 2013

citibusiness-aadvantage-mastercardThe CitiBusiness® AAdvantage® World MasterCard® offers the chance to earn 30,000 bonus miles after spending $1,000 within the first three months. This is a great credit card for business owners or frequent fliers who would like to earn free flights on American Airlines. The card also has some additional perks including having your first checked bag free and priority boarding on American Airlines flights. For the annual fee: $95, waived for the first 12 months.

Having a credit card comes with a number of advantages, including freedom, flexibility and easy purchasing. All purchases made with credit cards are recorded on detailed statement, making vouchers, bills and receipts unnecessary. Additionally, by paying one’s credit cards promptly, it is possible to build an excellent credit history, which will help with getting loans and jobs. In times of emergency, credit cards can save the day; without the need for any account balance, credit cards enable individuals to make vital purchases and pay for them later. With credit card purchases comes added security; in case of theft and subsequent misuse of one’s card, it is possible to almost completely recover the amount lost by immediately filing a complaint. Finally, there are the benefits and bonuses that almost all credit cards these days come with; these benefits are usually offered by the banks issuing the cards, in association with other organizations.

CitiBusiness AAdvantage World MasterCard Features:

  • Designed for businesses with an established credit history
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $1,000 in purchases in the first 3 months of cardmembership*
  • First eligible checked bag free for you and up to 4 traveling companions*
  • Priority Boarding with Group 1 privileges*
  • Earn 2 AAdvantage® miles for every $1 you spend on eligible American Airlines purchases and on purchases at certain office supply, telecommunications and car rental merchants*
  • Renew your annual cardmembership and earn a 5% AAdvantage mileage bonus upon eligible purchases made during the cardmembership year

Buyers today prefer credit cards because of the numerous advantages that come with them. From bonuses and exclusive deals to free airline miles, reward points and cash-back offers, credit cards come with a wide range of benefits that frequent users can take advantage of. The CitiBusiness® AAdvantage® World MasterCard® is a popular choice among credit card users, because of the amazing range of benefits that come with it; priority boarding on flights, free airline miles on all American Airlines purchases, up to 25% savings on specific in-flight purchases and card membership renewal bonuses are a few of them. Individuals spending 1000$ or more within the first three months of getting the card are entailed to earn 30,000 AAdvantage bonus miles with American Airlines too.

The CitiBusiness® AAdvantage® World MasterCard® is an excellent option for people who want to have control over their finances while enjoying its benefits and flexibility. Card holders are not only entitled to 24-hour customer care and assistance, but can also receive detailed summaries of their purchases and card expenses at intervals of their choice. Additionally, it is possible to set custom credit limits on each card, making them easy to manage. CitiBank is a reputed banking institution that has been around for over 100 years, and entered the business of credit cards as early as 1965. The combination of 30K bonus miles and many travel perks definitely make this card a great choice for anyone looking for a credit card with excellent benefits and rewards.

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Bank of America Keep the Change Program Review

by Baller on January 7, 2013

Bank of America Keep-the-ChangeDid you know you can make $250 from Bank of America’s Keep the Change program? This is a Bank of America program that will match up to $250 of the change from your debit transactions for the first 3 months. Lets say you buy a sandwich for $2.25; instead, it will show up as a $3 charge, and the 75 cents goes into your savings account. KTC will also put in another 75 cents to match your savings. Basically, you want to have charges of $1.01, $2.01, $3.01, etc to maximize this deal.

The Keep the Change Program from Bank of America is an easy and convenient way to get a little extra money in your savings account. Although you are probably not going to get rich this way, the program has the advantage of being free and simple to use. It also requires the minimum amount of effort on your part, as once you are signed up, the money is deposited in your savings account automatically; you don’t need to do anything to make it happen.

The program rounds up any purchases that you make with your Bank of America debit card, and then deposits that difference in your savings account. Supposing you buy lunch and it costs $7.25; you are actually charged $8 and your checking account is debited $7.25 as normal, and the remaining 75 cents is deposited in your savings account. Obviously, the more you use your card, the more money you can accumulate in your savings account, and the bank will match your rounded up amount for the first three months after you enrol in the program. In other words, if you pay $76.42 for groceries with your card, you get 58 cents of your own deposited in savings, and an extra 58 cents from the bank.

How to Make $250:

  1. Sign up a checking account
  2. For simplicity sake, deposit $500 in your account.
  3. In order to do keep the change, you must sign up for a savings account (this can be done when opening a checking). **You must set up $25 auto transfer each month from Checking to Savings for Savings account to be free.
  4. Once you have your checking, savings, and debit card, visit this Keep the Change link to enroll.
  5. You will have a 3-month window to get the $250 match. Here are a the quickest ways to maximize this offer. 1) Go late at night and pump gas at $1.01 each time. Do this every time you need to fill up your gas tank, so give and take about 253x at $1.01 each time. 2) You could also pay your phone bill, water bill, or electricity bill at $1.01 each time online. Check with your utility company to see the policy on this.

There are some restrictions that come with the Keep the Change program. Bank of America will only match up to a maximum of $250, and the matching amount isn’t deposited immediately; rather, you have to wait a year and keep your account open during that time until you get that extra money. Still, you can make $250 from Bank of America if you use the card often enough. If you have a small business account, it is not eligible for the program; only personal accounts are.

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US Airways Premier World MasterCard Review

by Baller on January 6, 2013

Barclaycard-US-Airways-Premier-MasterCardThe US Airways Premier World MasterCard® offers 40,000 mile bonus to cardholders after they make their first purchase. You’ll earn an additional 10,000 bonus miles when you transfer a balance within 90 days of account opening. There is a 0% Intro APR on balance transfers for the first 15 months after account opening. Some other bonus features that you can enjoy with this card include first class airport check-in line privileges and priority Zone 2 boarding. The reward program provides you with one mile per dollar spent and 2 miles per dollar spent on US Airways purchases.

Choosing the US Airways Dividend Miles MasterCard would be a great idea for any person that does a large amount of traveling on a regular basis. Opening this card would allow you to enjoy up to 50,000 bonus miles. This card would provide you with 2 companion tickets every year, this could help you to plan amazing vacations that your loved ones will remember and cherish. Since you would be getting these tickets for free, you would have more spending money available to take advantage of some of the amazing activities available to you when you finally reach your destination. You would enjoy 1 mile for every dollar that you spend using this card, it is possible to earn free travel through simply spending money on the things that you need in order to enjoy life on a daily basis. When you make this part of your spending routine, you will start to see the miles add up in your account in no time at all.

US Airways Premier World Card Features:

  • Earn up to 50,000 bonus miles on qualifying transactions
  • Exclusive: Redeem for flights for 5,000 fewer miles
  • Enjoy 2 miles per $1 on US Airways purchases
  • Earn 1 mile per $1 spent everywhere else
  • Two roundtrip companion tickets each year
  • Zone 2 priority boarding on every flight
  • First class check-in
  • Please see terms and conditions for complete details

Save Money & Time

Also, you would enjoy 2 miles for every dollar that you spend on US Airways purchases, this is a great way to make the most of the way that you already travel. If you are someone that travels on US Airways on a regular basis, you are currently missing out on tons of bonus miles without this card. Having this card in your wallet would ensure that you are able to enjoy rewards every time that you spend money on any purchase with this airline. Also, you would enjoy zone 2 priority boarding on every flight that you take, which means you spend less time waiting around for your flight and building up stress. Additionally, you would be able to redeem your points for flights starting at just 20,000 miles. When you are interested in getting reward travels, it is very likely that you would find many other airlines to be very restrictive in what is available to you. However, you would have a greater variety of options while also using fewer points when you go with this card.

The US Airways Premier World MasterCard® is a great choice for anyone looking to get free US Airways flights. The card lets you earn free flights with one simple purchase (free US Airways flights start at only 20,000 points). Apply online today for this offer and use your card for the first time for an easy 40,000 bonus points. Furthermore, the card is great for those of you who need to carry over balances because of its 0% intro APR on balance transfers for 15 months. Sign up today and take advantage of all these great features!

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Barclaycard-RingThe Barclaycard® Ring Mastercard® is designed to be as simple as possible, with a low 8% variable APR and no balance transfer fee. This is a great card because of the simple features and lack of fess. For example, many cards charge a 3% foreign transaction fee, but the Barclaycard Ring credit card charges only 1%. Additionally,  the maximum late fee for the Ring card is $25 instead of a $35 late fee that many other cards charge. This card also has an innovative rewards program called Giveback. When account holders opt in for paperless statements and pay their bills on time, the community benefits and the card will kick back more of a reward to account holders, which you can use as a statement credit or to fund charitable projects.

The Barclaycard Ring has programs in place for you to point your card profits where you need them to go. The card also has no annual interest rate so that you can keep your hard earned cash. Barclaycard Ring also has a low 8% variable APR for you to save your dollars and for you to profit from your work. Barclaycard Ring gives you the power to take charge of your earnings. With the Barclaycard Giveback program, you can reap in card profits. You can keep Giveback rewards for yourself or bestow your generosity on charitable organizations of your choice. Barclaycard Ring gives you the tools you need to track your card profit. Be an active member and benefit.

Make Your Voice Heard With Barclaycard Ring

Whether you want a feature of Barclaycard Ring or want to eliminate a restriction against you, just vote! That is right, Barclaycard ring wants its members to voice their concerns for their needs. Think of you and your fellow Barclaycard Ring members taking your financial futures into your own hands. You can be part of that group. Barclaycard Ring wants you to know how you can voice your needs and that is why Barclaycard Ring has easy to understand terms. Unlike other cards, you do not need to pick through heaps of text to understand your benefits, but with Barclaycard Ring only read the easy to understand terms and benefit.

Barclaycard® Ring Mastercard® Features:

  • Low APR on purchases and balance transfers
  • No annual fee or balance transfer fees
  • The new GivebackTM2 program Share the estimated profits based on the community’s financial performance.
  • Be active in the community and get more back
  • See profit and Loss statements every month
  • Choose to keep your share or give it to charity

Low Interest Rates

Barclaycard Ring has no annual interest rate. This zero rate means you can keep your money. Another perk of being a Barclaycard Ring member is that there is no penalty for over-the-credit-line payments. You do not need to worry about current card balance when you pick-up a morning coffee on the way to work. You do not need to worry about high APRs either. Barclaycard Ring has a low APR. Competing cards may have APRs fixed at 20% or more, but Barclaycard Ring has only an 8% variable APR. The APR for Barclaycard Ring is calculated from a Prime Rate formula that stays up to date.

With a low 8% APR, the Barclaycard® Ring MasterCard® is ideal for anyone who occasionally uses a credit card to purchase large items and pay them off over a few months. If you did the same with a rewards cards (which currently have average APRs around 16%), you would pay double the finance charges as you would on the Ring card. Furthermore, the card is great for use during vacation and travel because of its low 1% foreign transaction fee. Sign up today and take advantage of all these great features!

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Barclaycard-Virgin-America-Visa-CardThe Virgin America Visa® Signature Card is offering up to 25,000 Elevate bonus points (worth up to three free flights) plus $150 off a companion ticket every year. To earn these bonus points, simply make a single purchase with the card, and you’ll receive 10,000 bonus points. Then you can earn 5,000 bonus points when you do a balance transfer of $5,000 or more within the first 90 days. You’ll receive an additional 10,000 bonus points when you spend $25,000 on everyday purchases within a year. On average, the 25,000 bonus points would be worth $400 in Virgin America airfare.

Earning Bonus Points

One of the greatest benefits of this specific card is that with it, you are able to earn points at a faster rate. Considering how often you’re likely to use the card, you can only imagine how quickly the points will add up in a short amount of time. Reward points is not often one of the main reasons someone signs up for a credit card, but it is a nice bonus feature to have. Once you reach a certain level of points, you can use them for whatever you want, such as a discount off plane tickets or other items. Whether you already have a Virgin America card or this is your first, the Virgin America Visa Card certainly has a lot to offer. With this card, you get more points than with the average card. You get 3 points for every $1 spent on Virgin America, so each time you take a flight somewhere, you’re earning points that you can use later on. If you travel frequently for business or personal purposes, this is a fantastic card to have because you know it’s going to come in handy.

Virgin America Visa Signature Card Features:

  • For a limited time only: Earn up to 25,000 bonus points
  • Enjoy 3 Points per $1 on Virgin America purchases
  • Earn 1 Point per $1 spent everywhere else
  • Low Intro rate on balance transfers for the first 15 months after account opening
  • $150 off a companion ticket every year
  • No blackout dates on any seat, at any time for reward flights
  • Please see terms and conditions for complete details

Other Features

With a low intro rate, you don’t have to worry about spending a fortune just to get signed up. The low $49 annual fee means you can spend money on your card without having a huge bill at the end of each month. Applying for the card is easy and you can even complete the application entirely online. If you need help, they have a great customer service team who is willing and able to help you out when you need it. You simply need to provide some basic information to get started and apply today.

You can get signed up today, receive your card in just a few days and start enjoying the perks the card has to offer. If you’re a frequent flyer, you know you’re going to take advantage of the rewards this card has to offer. It makes flying easy and convenient, plus you get bonus points to save on future flights. Once you take all these great features into consideration, it’s not hard to see why the card has such high popularity. It’s a great option, whether you’re looking for a starter card or simply want to add another credit card to the ones you already have.

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Priceline Rewards Visa Card $50 Bonus Review

by Baller on January 5, 2013

Barclaycard-Priceline-Rewards-CardThe Priceline Rewards Visa® Card is offering 5,000 bonus points ($50 value) after cardholders make  their first purchase! The card is also featuring a 15 month 0% APR on balance transfers as well as no annual fee! Additionally, you will get 2x the points on all purchases! The Priceline Rewards Visa is a great points-based card with no annual fee. This card is ideal if you use Priceline.com because you’ll earn 5 points per dollar spent on Priceline purchases.

Earning Points

As many people know Priceline has ‘Name Your Own Price’ and a person can earn five times the points on ‘Name Your Own Price’ purchases, as long as the purchases are eligible. If a person spends a $100 on an eligible purchase, then they will receive 500 points. The five times bonus feature is very good and many people rave about this particular bonus. Cardholders will also earn two times the points on everything else. The good thing about this is that a cardholder can earn unlimited amount of points. Cardholders will earn two points for every dollar that they spend. For example, if they spend nine dollars, then they will receive 18 points. This bonus is a big hit with consumers because they can purchase virtually anything and earn points while doing so.

Redeeming Points

Redeeming points is very easy to do. All a cardholder needs to do is redeem their points for statement credits for purchases on their account that is $25 or more. Once a person has redeemed their points they can reward themselves by getting airline tickets. If the cardholder does not want to put their points towards a plane ticket, they they can use it for a rental car. Many cardholders choose to get a hotel room with the points that they have earned, while other people choose to get gift cards. These are just a few of the things a cardholder can get when they redeem their points.

Priceline Rewards Visa® Card Features:

  • Earn 5,000 bonus points after your first purchase
  • Earn 5X points on eligible Name Your Own Price® purchases
  • Earn 2X points on everything else
  • Spend your points like cash – Redeem points for statement credits to purchase anything you want
  • No limit to the number of points you can earn
  • Low intro rate on balance transfers for the first fifteen billing cycles after account opening
  • Please see terms and conditions for complete details

Introductory APR

There is a great introductory APR, which is 0%. This means that new card members will pay 0% APR on balance transfers. This introductory APR is good for the first 15 billing cycles. Once the 15 month period is done with, a person’s APR will be either 14.99% or 21.99%. The person’s APR will depend on how good their credit is.
The Priceline Rewards Visa® Card is worth getting, especially if a person uses Priceline quite a bit. All a person needs to do is make eligible ‘Name Your Own Price’ purchases and then they will earn a whole lot of points. When a cardholder purchases ‘Name Your Own Price’ products, then they will find it much easier to rack up a lot of points. A person will even find earning two times the points is easy to do. All a person needs to do is use their card for things that they would normally get, and then they will receive two times the points. Before a person knows it, they will have a bunch of points that they can redeem, and then get a lot of cool stuff.

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Barclaycard-Lufthansa-Premier-Miles-World-MasterCardThe Lufthansa Premier Miles & More World MasterCard® currently offers 20,000 bonus miles after the first purchase. This card also offers a 15 months 0% APR introductory rate on balance transfers. It’s a great choice for frequent travelers with chances to earn up to 15,000 additional miles when cardholders complete an initial balance transfer. The card also allows you to earn earn 2 miles for every dollar spent on ticket purchases directly from Miles More integrated airline partners. Then you can earn 1 mile for every dollar you spend on other purchases. This great card only comes with a low annual fee of $79 per year. This opportunity is ideal for those that fly with Lufthansa.

It can be a daunting task trying to decide on a credit card, and it’s important to consider the different features and rates on cards before making any final decisions. With so many cards and features to consider, it can be challenging, but the Lufthansa Premier Miles & More MasterCard® is one of the most talked about cards lately. It’s important, whether you’ve been considering getting this card for some time, or you just started having an interest in it now, to learn more about it and see all it has to offer before making any final decisions.

Bonus Features

There are a few features offered with this card that are particularly worth taking note of. Whether you’re already a client or not, you may be interested in this card. It comes with more protection than most other cards, so you know you’re safe. The Premier Miles & More MasterCard comes with an impressive 20,000 bonus award miles, which you receive automatically, upon signup. You also have the ability of earning up to 15,000 extra points on top of that, simply by completing an initial balance transfer. One of the best features of this card is that you can earn 2 award miles for every dollar spent on ticket purchases. This is a feature you don’t see on most other credit cards, so you get more bang for your buck. With a low, $75 annual fee and a low intro APR on balance transfers, it’s one of the least expensive and most rewarding cards available today. The Premier Miles & MasterCard also has the annual fee waived for Senator and HON Circle Members, so if you’re eligible, you can take advantage of this bonus feature.

Lufthansa Premier Miles & More World MasterCard® Features:

  • Earn up to 35,000 miles on qualifying transactions
  • Cardholders receive a companion ticket annually.
  • Enjoy 2 miles per $1 on Miles & More purchases
  • Earn 1 mile per $1 spent everywhere else
  • No mileage expiration with monthly qualifying purchases
  • 0% Intro APR on balance transfers for the first 15 months after account opening, after that a variable APR currently 15.99% or 24.99% depending upon your creditworthiness.
  • Please see terms and conditions for complete details

Card Safety

You can always feel safe and secure when you have a card like this in your wallet. Once you learn more about the features offered, it becomes easy to see why it’s such a popular choice. You can even get coverage on the card, coverage that includes ambulance expenses, operations, x-rays, trip cancellation insurance, trip delay insurance and baggage delay or loss insurance. There is also optional additional insurance you can purchase if you’re interested. You can inquire more about this and get the help and information you need when you get signed up. The process doesn’t take long and in a matter of days you can have your new card and start using it.

Simple Application Process

If you’re interested in getting signed up and getting one of these cards for yourself, the application process is easy. You can even complete the entire process online, from your computer. This saves you a ton of stress and hassle, and if there are ever any questions you need answered, you can go through their reliable customer support team at any time.

There may be plenty of different cards to choose from, but the Lufthansa Premier Miles & More World MasterCard® stands out from the rest with its bonus offer of 20,000 award miles awarded upon first purchase and 15,000 additional award miles when you complete an initial balance transfer. When you compare it to its competitors, it becomes easy to see why it is such a popular choice.

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Chase United MileagePlus Explorer Card Review

by Baller on January 5, 2013

Chase-MileagePlus-ExplorerThe Chase United MileagePlus Explorer Card offers 30,000 bonus miles after you spend $1,000 in the first 3 months. The Chase United MileagePlus Explorer card also comes with bag check fees waivers for all cardmembers + one guest as well as priority boarding that allows cardmembers and companions to board flights immediately after first-class and elite travelers. Another perk with the card includes free access to the United Club – a $100 value. The Chase United MileagePlus Explorer Card is particularly useful for frequent flyers who use United for their travel requirements.

About the Chase United MileagePlus Explorer Card

As soon as you opt for the card, you are offered priority boarding privileges. That means you can avoid the crush of flyers at the boarding gate and get on the plane quickly and prior to general boarding. If you spend $1000 on your card in the first three months of purchase, you are automatically credited with 30,000 bonus miles. You can also get your first bag checked in for free and save more than $100 on their round trip bookings.

Chase United MileagePlus Explorer Card Features:

  • Start with 30,000 bonus miles after your spend $1,000 in the first 3 months
  • Check your first bag for free – save up to $100 per roundtrip
  • Earn double miles on United ticket purchases, and 1 mile per $1 on all other purchases
  • Enjoy priority boarding privileges
  • Visit the United Club with two one-time-use passes every year
  • Use your miles for any seat, any time, on any United flight
  • Your miles don’t expire as long as you’re a cardmember, with no limit to the number of miles you can earn
  • $0 intro annual fee for the first year, then $95

Additional Bonuses

If you use the Chase United MileagePlus Explorer Card to buy your United ticket online or at a counter, you will be credited with two MileagePlus miles for every dollar spent on your United ticket. This is also applicable on any on-board purchases that you make and you will be credited with 1 mile for every dollar you spend on board. Once a year, card holders are provided with Two one-time use passes to the United Club. These passes allow the users a range of amenities like free beverages, snacks, private meeting rooms, flight upgrades, free Wi-Fi etc. All the miles that you are collect are stored indefinitely on your card. That means you can redeem them whenever you want. There is no limit date or amount to the number of miles you collect. The collected miles can also be redeeemed on seats on any United flight. There are no block out dates, no flight restrictions or location restrictions that are applicable while redeeming points. If you wish, you can also use the miles to enjoy room bookings, complimentary drinks and breakfast, early check-ins and check-outs and other perks at more than 700 partner hotels and resorts worldwide.

If you are a frequent flier, the Chase United MileagePlus Explorer will be an extremely beneficial addition to your wallet. Keep in mind that there is no annual fee for the first year and $95 thereafter, so you can try it out for a year and then cancel at no cost as long as you do it before the one year anniversary. You also want to keep in mind the opportunities to earn bonus miles. You can add a second cardholder, at no cost, to get 5,000 bonus miles. If you want to look at it in a long term way, you can get another 10,000 bonus miles every year if $25,000 is spent on the card.

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Chase-Slate-MasterCardThe Slate® MasterCard from Chase offers 0% Introductory APR for 15 months on purchases and balance transfers. This great card also offers no balance transfer fee for balance transfers within the first 60 days. This offer allows for new cardholders to pay off their balance while avoiding unnecessary interest. Best of all, there is no annual fee with this card and zero liability on unauthorized purchases if you ever lose it.

After sixty days elapse, the user of the Chase Slate® MasterCard would have to pay about 3% of the amount that is transferred. Of course just like the other cards, there is a minimum transfer fee for this one too and that is $5. The best part about using this card is that there is no annual fee at all. This is definitely a refreshing change from the other credit cards out there because a majority of them charge an annual fee, and quite a hefty one too!

One of the main reasons as to why people are scared to take credit cards is because they aren’t sure or convinced of whether this service is secure or not. In case of Chase Slate MasterCard, one does not have to worry at all because it is absolutely secure and safe to use as it features the built-in security features like zero liability policy, patented fraud protection and even text or email alerts. Chase cards aren’t just meant for people from the US but they are also accepted at merchants located all over the world. This factor makes the Chase credit cards extremely effective and handy.

Slate® MasterCard from Chase Card Features:

  • Transfer your post holiday balances
  • Introductory offer – No Balance Transfer Fee!*
  • Pay no balance transfer fee when you transfer a balance during the first 60 days your account is open*
  • 0% Intro APR for 15 months on purchases and balance transfers!*
  • Patented Fraud Protection and zero liability on unauthorized purchases*
  • Add an additional card user to your Slate account at no extra cost*
  • No Annual Fee*

Introductory APR

As far as the APR of the Chase Slate MasterCard is concerned, there is an introductory offer for all individuals that apply for this card. There is 0% APR for 15 months; this holds true for balance transfers and for purchases. Once the introductory period of fifteen months elapse, the APR would be variable. Thanks to the free Blueprint features of the card, the card holder can pay down balances and in the process avoid interest.

Multiple Card Users

There are many instances where there is more than one card holder for a single credit card. The feature of being able to add another card user is very beneficial because another person would be able to use the card on their behalf. One can add another card user for the credit card and the best part is that this can be done at no extra cost!

If you’re looking to transfer your balance over to another card, the Slate® MasterCard from Chase is going to be one of your best options. This card has no balance transfer fee for the first 60 days and 0% APR for 15 months! Sign up for this card for the lack of fees and the low introductory APR.

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Chase-Sapphire-PreferredChase Sapphire PreferredSM is offering new cardholders 40,000 bonus points after they spend $3,000 within the first 3 months. The 40,000 bonus points can be redeemed for $500 towards airfare and hotel accommodations. This card has no annual fee for the first year and then an annual fee of $95 following that.

Chase Sapphire PreferredSM Features:

  • Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that’s $500 toward travel rewards!
  • 2 points per dollar spent on travel and dining at restaurants & 1 point per dollar spent on all other purchases
  • Get 20% off airfare, hotels, car rentals and cruises when you redeem through Ultimate RewardsSM
  • No foreign transaction fees
  • Receive a 7% Annual Points Dividend on all new points earned on purchases – even on points already redeemed
  • 1:1 point transfer to participating frequent travel programs
  • Direct access to expert service advisers anytime
  • Introductory Annual Fee of $0 the first year, then $95

Here are some excellent features of the Chase Sapphire Preferred Card.

40,000 Bonus Points

This is undoubtedly the most attractive feature of the Chase Sapphire Preferred Card and probably, its unique selling point too. The bonus largesse from the Chase Sapphire Preferred Card is probably the largest in the credit card bonus category this year. To earn 40,000 bonus points, you must make a purchase of $3,000 within the first three months of card issuance. Think about what 40,000 bonus points can earn you. You can, for example, redeem these points to book a return air ticket worth $250, if you book the tickets through the Ultimate Rewards Site by Chase. To avail this bonus offer, make sure that your account is active for three months from the date of issuance and you have not defaulted on your bills during this period. The offer is available only on new applications and not for existing members. This offer is not applicable in the case of balance transfers from any other credit card. You must also note that to qualify for this card in the first place, your credit score must be acceptable to Chase Sapphire Preferred Card program.

Reward Points

On each $1 purchase at restaurants and travel, you get two reward points and for all other purchases, you get one reward point for each dollar spent. You can redeem these points later for gifts, vouchers and other merchandise. Using the Ultimate Rewards Site to make specific types of purchases is a real smart thing to do. You can get 20 percent discount when you redeem points to buy air tickets, book hotel rooms and cruises. For example, if you redeem points through the Ultimate Rewards Site, a flight ticket, which normally requires 50,000 reward points, would require 40,000 points. Additionally, your reward points will never expire. You never have to worry about your points expiring.

Dividend on Reward Points

Just like the 40,000 points bonus, this feature, too, is unique to the Chase Sapphire Preferred Card. This facility annually credits seven percent dividend on all accumulated reward points on your Chase Sapphire Preferred Card, even if you have already redeemed the points.

If you are looking for a high value, easy to use credit card, sign up for the Chase Sapphire PreferredSM. With this in your wallet, you can get the great sign up bonus as well as great cash back bonuses in the long term. The key to get the best out of this card is to use it smartly by aiming to use its best features — the 40,000 bonus points and the Ultimate Rewards Site.

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Chase-SapphireThe Chase SapphireSM Card is offering new cardholders the chance to earn 10,000 Bonus Points after spending $500 in the first 3 months ($100 value). These points can be redeemed towards travel, gift cards, merchandise, or cash back!  There is no earning caps, point expiration, or blackout dates. You can also earn 10x points for every dollar spent when shopping at select merchants through Ultimate Rewards Mall and 1 point for every dollar on all other purchases. Chase also provides 24/7 dedicated customer service with premier travel protection benefits to cardholders. Best of all, there is no annual fee with the Chase Sapphire Card.

This credit card in particular offers a lot of benefits and that is why people are drawn to it. If the Chase Sapphire Card holder manages to spend $500 within a time period of three months after opening his/her Chase Sapphire account then his/her account would be credited with ten thousand bonus points! When converted into currency, these points are equivalent to $100 worth rewards. If you manage to spend $3000 within the same amount of time, then you’d get forty thousand bonus points or $500 worth rewards. These rewards are very impressive and they can be redeemed through Ultimate Rewards.

Chase SapphireSM Card Features:

  • Limited Time Offer! – Earn 10,000 bonus points after you spend $500 in the first 3 months – that’s $100 toward travel or any other reward!
  • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to expert service advisors (No voice recording)
  • No annual fee!

Earning and Using Bonus Points

Most people use their credit cards for footing the bill when they eat out. However, Chase Sapphire Card holders get more advantages when they are using their Sapphire card in order to pay for the food bill. The card holder gets to earn two bonus points for every dollar spent for travel purposes or at restaurants. For other purchases, it is one bonus point per dollar. The reward program offered by Chase, i.e. Ultimate Rewards also offer bonus points when one uses the card for booking hotel accommodations. One can use the bonus points accumulated in one’s account in order to avail discounted air tickets, hotel accommodation, car rentals or even cruises. Thus, one can go on collecting points and even redeem some of it on the way. Generally in case of redemption, the transfer ratio isn’t even but this is not the case with Chase Sapphire Card, as it is a 1:1 point transfer ratio. In other words, a single Ultimate Rewards point is equivalent to one point or one partner mile in case of participating companies.

Top Quality Customer Service

One of the important factors that distinguish an average credit card company from a top notch credit card company is the type of customer service provided. In case of Chase, the customers enjoy great customer service as they don’t have to listen to prompts or prerecorded messages but they have direct access to expert service advisers. This is great because one would be able to get one’s questions answered by real people.

The  Chase SapphireSM Card is a great chance for new cardholders to earn an easy 10,000 bonus points ($100 value). It’s great to have a quality card to get returns on all of your purchases, and it’s even better to have a credit card with no annual fee to worry about!

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Chase-Marriott-Rewards-Premier-Credit-CardThe Chase Marriott Rewards Premier Credit Card is a great choice for anyone who frequently travels. This card allows its user to rack up points towards free stays at Marriott hotels in a variety of ways. Plus, if you spend at least $1,000 in your first three months of using your Chase Marriott Rewards Premier Credit Card, then you will get a bonus of 50,000 points. That will get you 6 nights at a category 2 location, or 7 nights at a category 1 location. You also get one free nights stay at the time your account is approved. In addition to the free nights stay on account activation and the 50,000 bonus points, the annual fee is waived for the fist year you have your card for an additional $85 dollar value. You earn points toward nights at a Marriott hotel with every dollar you spend using your Chase Marriott Rewards Premier Credit Card.

Earning Bonus Points

You get 5 points per dollar spent on a stay at a Marriott location, 2 points for every dollar spent on airfare, car rental, and restaurants, and one point for every dollar spent anywhere else.

Benefits for Frequent Travelers

If you travel enough to warrant an interest in a Chase Marriott Rewards Premier Credit Card, then chances are you end up traveling abroad from time to time. Thankfully this card is equipped with SmartChip technology, so you can use it all around the world, and as an added bonus there are no foreign transaction fees when you use this credit card abroad. It is well known to those who travel abroad regularly that those foreign transaction fees can add up fast, so this is a real bonus for heavy travelers. Next time you travel abroad you will be able to enjoy cashing in your points for a free night’s stay, and you will be able to make your purchases without extra fees.

Earning Elite Status

Every year on the anniversary of your account activation you will get a credit for a free nights stay at a category 1-5 hotel. You can also work toward elite status with your Chase Marriott Rewards Premier Credit Card so you can earn even better rewards. Elite status is achieved through a combination of the time you keep your card active and reaching spending milestones. There are different levels of elite membership, and each one has its own set of great benefits. You earn one elite night credit for every $3,000 dollars you spend on your card. That credit is in addition to all the standard points you earn while spending that money on your Chase Marriott Rewards Premier Credit Card too. You also earn a 15 nights credit toward achieving the next level of elite membership every year upon the anniversary of your account activation. If you want to start earning all of these great rewards, then you need to apply for a Chase Marriott Rewards Premier Credit Card today. For the frequent traveler there are few things that can beat free nights at a quality hotel like the Marriott.

Marriott Rewards Premier Credit Card Features:

  • Enjoy up to 7 Free Nights To Start!
  • New! Smart Chip Technology and No Foreign Transaction Fees!
  • Earn 5 points for every $1 spent at Marriott® locations
  • Earn 2 points for every $1 spent on airline tickets purchased directly with the airline, and at car rental agencies & restaurants
  • Earn 1 point for every $1 spent on other purchases
  • Receive 1 free night stay after account approval and each year upon account anniversary
  • Cardmembers achieve Silver Elite status with 15 nights credit toward Elite status

 

The Marriott Rewards Premier Credit Card from Chase is ideal for people who travel often and like to stay at the Marriott chain of hotels worldwide. With an annual fee of $85, this card costs $40 more than the standard Marriott Rewards Credit Card, but it is totally worth it if you travel frequently since it gives you a free night stay e-certificate at a hotel in category 1-5 every year. Plus, you get to earn 5 points for every $1 spent at Marriott locations and 2 points for every $1 spent on dining, car rental and airline.

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Chase-Marriott-RewardsThe Chase Marriott Rewards® Credit Card is currently offering 30,000 bonus points (enough for 4 free nights stay) after $1,000 in purchases within the first 3 months. To reward you further, you will receive an e-certificate for two additional free nights stay once your account has been approved (valid at category 1-4 hotels worldwide). So if you combine this offer with the above offer, you get 6 free nights as a signing bonus! This award-winning frequent traveler program rewards you with exclusive membership privileges when you travel. With this card, you will earn 3 points for each $1 of purchases made at participating Marriott locations and 1 point for every $1 spent on all other purchases. There is also no maximum amount of points you can earn! Additionally, the card has no annual fee the first year, saving you $45.

If the idea of another normal credit card does nothing for you, then you need to look at the Chase Marriott Rewards Credit Card. Instead of just another card, the Chase Marriott Rewards Credit Card is your key to both comfortable business travel and exciting vacation stays anywhere your dreams may lead you. Imagine waking up near your favorite beach, or the ultimate ski resort. Now imagine your stay paid for entirely by rewards points.

This is not just any rewards plan, either. The Marriott Rewards plan won the 2012 Freddie Awards “Program of the Year” title for best American hotel rewards program, marking the fifth year in a row that the program has won that award. Additionally, in 2012 the Marriott program took the “Best Customer Service,” “Best Elite Level,” and “Best Redemption Ability” American hotel titles at the Freddie Awards event. The award-winning program is simple, too; by participating in the Marriott Rewards program, you earn points for purchases and for stays at any of more than 3600 Marriott properties across 14 brands in 70 countries. You can then redeem those points for free nights or for upgrades of existing reservations to a room with a view or to a suite, or for purchases or activities on site at your choice of Marriott hotels.

Earning Bonus Points

When you open your Chase Marriott Rewards Credit Card, your Marriott Rewards account will be credited with certificates good for two free nights at select hotels. Additionally, when you make $1000 in purchases during the first three months after opening your Chase Marriott Rewards Credit Card account, you will receive 30,000 bonus points added to your rewards account. Then, as you travel to and use your card at the various Marriott locations, you will earn 3 points for every dollar you spend in addition to the points earned for your stay, and for every dollar you spend using your Chase card anywhere else you will earn 1 point to your Marriott Rewards account.

Chase Marriott Rewards® Card Features:

  • Earn 30,000 Bonus Points after you spend $1,000 in your first 3 months after account opening, redeemable for up to 4 free nights
  • Plus receive 2 free night say e-certificates upon account approval
  • $0 Introductory Annual Fee for the first year, then $45
  • Earn 3 points for every $1 spent at Marriott® locations
  • Earn 1 point for every $1 spent on other purchases
  • Cardmembers achieve Silver Elite status with 10 nights credit toward Elite status
  • Redeem Marriott Rewards® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn and Fairfield Inn & Suites

Free Marriott Elite Status

An additional temptation for opening and using a Chase Marriott Rewards Credit Card account, is that you will also qualify for elite status faster. There are three levels of elite status associated with a Marriott Rewards account. The first level is silver, which requires 10 to 49 qualifying nights of stay and which grants benefits that include complimentary Internet service, discounts on weekend rates and at the gift shop, and dedicated service lines. The higher levels are gold and platinum, each of which requires additional nights of stay during a calendar year but also grants even more exclusive benefits including complimentary room upgrades and arrival gifts. On each anniversary of your Chase Marriott Rewards Credit Card account you will be credited with 10 nights, which automatically earns silver elite status. For every $3000 you spend on your card you will also be credited with another qualifying night toward earning even higher elite levels.

As long as you use the Marriott Rewards® Credit Card frequently in order to earn more points, you will be able to accumulate many points which you can use to stay in Marriott or Ritz Carlton hotels and resorts for free or at very low prices. You especially want to take advantage of the card’s offer of 30,000 bonus points (enough for 4 free nights stay) after making $1,000 in purchases within the first 3 months. The card allows to quickly gain an Elite membership with free nights credits every year and enjoy exclusive Elite benefits. It does not have a fee for the first year and then has an annual fee of $45, but the generous sign-up bonuses and rewards points make the card a great investment.

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